Living in Colorado for so long, I got pretty spoiled not having any bugs. Most of the insects you see in Colorado are wasps, moths, flies, and small spiders. There were bugs we just didn't see a lot of them and didn't have to hire an exterminator.
Now I have to shake my shoes or gloves before putting them on to make sure scorpions aren't hiding there, watch where I walk for fear of standing in a fire ant mound, and be on the lookout for brown recluses and black widows. We've only seen five scorpions since being here and no black widows or brown recluses so we have yet to hire an exterminator and have instead been relying on diatomaceous earth as a greener alternative.
So far, I've been pretty fortunate in the bug department and have yet to be stung/bitten by anything (knock on wood). My husband has not been so lucky – he's stepped into fire ant mounds at least three times and has had pretty severe blisters as a result. And one of my dogs (the white one) has been stung by a scorpion on the nose and broken out in hives and severe facial swelling from standing in a fire ant mound. He's such a friendly boy and wants to make friends with all the creepy crawlies – poor guy!